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Pine Labs is transforming from a point-of-sale business into a global fintech and payments technology platform. In an exclusive conversation, B. Amrish Rau, Chairman, Managing Director & CEO of Pine Labs, discusses the company’s five-year roadmap, AI-led product development, agentic payments, programmable money, stablecoins and global expansion.

Rau explains why technology not lending or distribution—is Pine Labs’ core moat, why only 27% of revenue now comes from POS, and why the company expects around 30% of revenue to come from global markets.

The conversation also explores Pine Labs’ expansion across Southeast Asia, the Middle East and Africa, competition with global fintech players, and how AI could reshape commerce and payments.

Pine Labs has also positioned agentic payments and AI-led commerce as a major part of its future technology strategy.

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#etnow #pinelabs #fintech #digitalpayments #ai #agenticai #stablecoins #payments #stockmarket

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